PruBSN SmartLinkSaving Plans

Smart Plan for Your Child’s Future 

PruBSN SmartLink is a regular contribution investment-linked takaful plan designed to provide protection while building a secure education fund for your child. This plan also awards your child for his or her academic excellence through its unique benefit, EduSmart Bonus.

With a minimum contribution from RM100 monthly, this affordable plan is available for your child between 1 and 18 years old. PruBSN SmartLink is exible as you can choose whether the plan matures when your child reaches 25 years old or you can plan two steps ahead so that it expires either at age of 80 or 100 years old.

Product Features

Contribution Term Up to 25, 80 or 100 years old.
Minimum Monthly Contribution RM100
Eligibility Age 1 to 18 years old.
Coverage Expiry 25, 80 or 100 years old.
Minimum Sum Covered RM25,000
Maturity Benefit Remaining balance from investment accounts.
Death Benefit 100% of sum covered + remaining balance from investment accounts.
TPD Benefit 100% of sum covered + remaining balance from investment accounts and only up to 70 years old.
Critical Illness Benefit Not applicable.
Tax Exemption Up to RM3,000 under Educational for plan with maturity of 25 years old.

Upon transferring the ownership, your child will be entitled for Individual Medical Tax Relief (if applicable) of RM3,000 while Life Insurance and EPF is up to RM6,000.

The tax relief is subject to terms & conditions of Inland Revenue Board (IRB).

Features Grow your Savings
Through managed investment fund, Takafulink Dana Urus, or accelerate its growth by investing in equities through Takafulink Dana Ekuiti or Takafulink Dana Ekuiti Dinasti.
Preserve the Fund
Preserve your child’s education fund by investing in a more secure fund, Takafulink Dana Bon.

EduSmart Bonus*
Excel in studies and we will AWARD your child with EduSmart Bonus. The higher your contribution into the plan, the higher the award will be.

Loyalty Bonus*
Pay your contribution on a timely basis and we will give you 5% of your yearly protection contributions upon completion of the 10th certificate year and every 3 years after that.

* Subject to terms and conditions.

Riders Attachable Medical, Relief, Accident, Child, Income, Contributor, Investment

Note: Refer to our Rider Plans for detailed information.

Important Note This is a brief product description only. For exact details of terms and conditions, please refer to your certificate document.

You must ensure that you are satisfied that this product will best serve your needs and that the contributions payable under the certificate is an amount you can afford.

Make an Appointment Form

Fill your details and get full consultation from our Takaful Consultants/Agents.


09-744 7646
Warith Kota Bharu

09-565 8288
Warith Kuantan

Customer Service Centre

Our Customer Service team is available to answer your questions between 8.30 am to 5.15 pm
Sunday to Wednesday(Kota Bharu,Kuantan) / Monday to Friday (Kuala Lumpur) .

Discover our range of products that are suitable for all who wish to invest in our Shariah-compliant solutions.