PruBSN WarisanSaving Plans


PruBSN Warisan is designed to accommodate your need of leaving a legacy behind for your loved ones in the form of hibah (gift) should the unfortunate happen to you. It is an investment-linked takaful plan that provides a high sum covered. With PruBSN Warisan, you and your loved ones are protected against life uncertainties in the long term so your legacy can be well built.

Product Features


Contribution Term 5, 10 or 20 years or Full Coverage Term.
Minimum Monthly Contribution Varies based on selection of Contribution Term.
Eligibility Age 19 to 70 years old.
Coverage Expiry 70 or 80 years old.
Minimum Sum Covered RM500,000
Maturity Benefit Remaining balance from the Protection Unit Account (PUA) and Investment Unit Account (IUA).
Death Benefit The higher of:
a) The current Basic Sum Covered; or
b) Value of units in the PUA and IUA.
TPD Benefit The higher of:
a) The current Basic Sum Covered; or
b) Value of units in the PUA and IUA, and only up to 70 years old.
Critical Illness Benefit Not applicable.
Tax Exemption Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).
Features Build Your Legacy in the Form of Hibah
Secure the future of your loved ones by naming them as beneficiaries. Your loved ones can receive the sum covered without going through prolonged inheritance procedures. With the legacy you leave behind, your outstanding debts can be settled on your behalf to ease their burden.High Minimum Sum Covered
With a minimum sum covered of RM500,000, ensure that your loved ones are taken care of should the unforeseen happen.

High Non-medical Limit
Be covered up to RM1,500,000 and enjoy a hassle-free application process without a medical check-up*.

*Depending on the age and health condition of the person covered.

Riders Attachable Crisis Protector, Accidental Protector, Contributor

Note: Refer to our Rider Plans for detailed information.

Important Note This is a brief product description only. For exact details of terms and conditions, please refer to your certificate document.

You must ensure that you are satisfied that this product will best serve your needs and that the contribution payable under the certificate is an amount that you can afford.

Make an Appointment Form

Fill your details and get full consultation from our Takaful Consultants/Agents.


09-744 7646
Warith Kota Bharu

09-565 8288
Warith Kuantan

Customer Service Centre

Our Customer Service team is available to answer your questions between 8.30 am to 5.15 pm
Sunday to Wednesday(Kota Bharu,Kuantan) / Monday to Friday (Kuala Lumpur) .

Discover our range of products that are suitable for all who wish to invest in our Shariah-compliant solutions.