PruBSN PlatinumSaving Plans


PruBSN Platinum is designed to make your money work harder with the flexibility to adjust according to your life’s shifting priorities and challenges through protection, savings, investments and annual cash payouts, so you and your loved ones can experience life’s extras.

Product Features

Contribution Term Minimum 5 years or up to 80 years old.
Minimum Monthly Contribution Varies based on choices of contribution term.
Eligibility Age 19 to 65 years old.
Coverage Expiry 55 years old or up to 80 years old.
Minimum Sum Covered RM25,000
Maturity Benefit Remaining balance from MaxiShield Accounts (MSA) & Investment Unit Account (IUA) where applicable.
Death Benefit 100% of sum covered + cash value from accounts.
TPD Benefit 100% of sum covered + cash value from accounts and only up to 70 years old.
Critical Illness Benefit Not applicable.
Tax Exemption Up to RM6,000 under Life Insurance and EPF, subject to terms & conditions of Inland Revenue Board (IRB).
Features Double Sum Covered due to Accidental Death & TPD
Take worries off your mind with Basic Sum Covered on loss of life or Total and Permanent Disability (TPD). Double of Sum Covered on loss of life or TPD due to accidental causes before age 70.

Annual Cash Payout Plans*

Certificate Year / Cash payout Plan Classic Vantage Prime
% of sum covered
(2nd – 10th year of certificate)
2% 4% 6%
% of sum covered
(11th onwards until maturity)
4% 8% 12%

 *Subject to terms and conditions.

Riders Attachable Contributor, Protection

Note: Refer to our Rider Plans for detailed information.

Important Notes This is a brief product description only. For exact details of terms and conditions, please refer to your certificate document.

You must ensure that you are satisfied that this product will best serve your needs and that the contributions payable under the certificate is an amount you can afford.


Make an Appointment Form

Fill your details and get full consultation from our Takaful Consultants/Agents.


09-744 7646
Warith Kota Bharu

09-565 8288
Warith Kuantan

Customer Service Centre

Our Customer Service team is available to answer your questions between 8.30 am to 5.15 pm
Sunday to Wednesday(Kota Bharu,Kuantan) / Monday to Friday (Kuala Lumpur) .

Discover our range of products that are suitable for all who wish to invest in our Shariah-compliant solutions.