Giro Takaful ImpianSaving Plans
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THE BEST for your child’s future
As a parent, a good education is the most valuable gift that you can give to your child. With the increasing cost of tertiary education and the unpredictable challenges in life, it is crucial to plan wisely to safeguard your child’s education from nancial setbacks.
With Giro Takaful Impian, you can rest assured that you have prepared a solid foundation for your child. This plan also rewards your child for his or her academic excellence through a special bene t, the EduSmart Bonus.
Product Features
| Contribution Term | Up to 25, 80 or 100 years old. |
| Minimum Monthly Contribution | RM70 |
| Eligibility Age | 14 days to 18 years old. |
| Coverage Expiry | 25, 80 or 100 years old. |
| Minimum Sum Covered | RM50,000 |
| Maturity Benefit | Remaining balance from investment accounts. |
| Death Benefit | 100% of sum covered + remaining balance from investment accounts. |
| TPD Benefit | 100% of sum covered + remaining balance from investment accounts and only up to 70 years old. |
| Critical Illness Benefit | Not applicable. |
| Tax Exemption | Up to RM3,000 under Educational for plan with maturity of 25 years old.
Upon transferring the ownership, the child will be entitled for Individual Medical Tax Relief (if applicable) of RM3,000 while Life Insurance and EPF is up to RM6,000. The tax relief is subject to terms & conditions of Inland Revenue Board (IRB). |
| Features | Loyalty Bonus* Pay your contribution on a timely basis and we will give you 5% of your yearly protection contributions upon completion of the 10th certificate year and every 3 years after that.EduSmart Bonus* Excel in studies and we will award your child with EduSmart Bonus. The higher your contribution into the plan, the higher the award will be. * Subject to terms and conditions. |
| Riders Attachable | Medical, Contributor, Income
Note: Refer to our Rider Plans for detailed information. |
| Important Note | This is a brief product description only. For exact details of terms and conditions, please refer to your certificate document.
You must ensure that you are satisfied that this product will best serve your needs and that the contributions payable under the certificate is an amount you can afford. |